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Archive for May, 2008

Kit Menkin at The Leasing News published the following article. While many borrowers hear the news that the Feds have lowered rates they believe that transcends into lower rates for them. The following helps explain why that is not usually the situation.

To lock in a loan rate for your business now or for consulting help in acquiring a loan you can contact Pamela Hewett at 1-877-835-1253 or at phewett@pfcfinance.com. (more…)

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This is a question asked by almost every business owner that leases equipment. Unfortunately, due to the fact that the leasing industry isn’t heavily requlated the answer to this question can be very misleading.

As the President(Pamela Hewett) of Physician Finance Consulting and Professional Finance Consulting I’d like to outline what the answers you may get mean and how to figure out if you truely can pay it off early. For those interested in seeing contracts that show these misleading clauses feel free to contact me at 877-835-1253 to review your lease or loan documents. Or email me at phewett@pfcfinance.com. (more…)

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The Federal Reserve lowered their rate last week. Though the Fed rate has gone down overall interest rates to lenders seem to have gone up slightly in the last few weeks. Physician Finance Consulting’s and Professional Finance Consulting’s rates continue to be low though some of our underwriting banks raised their rates a half point. PFC will work to keep our rates low. PFC offers loans to businesses for working capital, equipment leasing, business or practice acquistion, leasehold improvement loans, and lines of credit. For more information or help securing a business loan call 1-877-835-1253 or go to www.pfcfinance.com. (more…)

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Physician Finance Consulting, is pleased to announce that the Congress is FINALLY starting to look at the credit card companies and their unfair credit card practices. Many of us have fallen victim to having to pay late charges because our credit card payment  was late(even by one hour) or had our interest rate increased to 18-29% . When you contact your credit card company, you usually receive very little customer service and it’s rare they will change the rate or delete the late charge. In the meantime, we receive tons of mail asking us to sign up for their 0% program only to find out a few months into the contract that buried somewhere in the very tiny print was a clause that stated if we were late on our payment(even one hour) the 0% program was void and the rates would go up to a high rate. (more…)

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