Feeds:
Posts
Comments

Archive for the ‘Equipment Purchasing’ Category

If you are a veteran or spouse of a veteran that needs help starting a business, growing a business, or counseling the SBA has programs just for you. We support our military and hope this information will help.
If you try to secure a Patriot loan through your local bank and aren’t having much luck call or go to your local SBA office. For more information you can go to http://www.pfcfinance.wordpress.com and post a comment or question we will respond.

The U.S. Small Business Administration has announced the SBA’s Patriot Express Pilot Loan Initiative for veterans and members of the military community wanting to establish or expand small businesses.
(more…)

Read Full Post »

There are a number of ways to get your credit report. Here are a few.

One you can go to sites such as http://www.myfico.com, http://www.freecreditreport.com. Or directly to the bureaus which are Experian, Equifax, and TransUnion. Most companies use Experian or Equifax though certain areas in the South use TransUnion more. The government has a rule that allows you to receive one free credit report a year. This is very important to monitor as you can monitor for identity theft or erroneous information.

Also, if you have been denied for credit the entity that denied you has to send you a letter stating why and giving you the information on which bureau they used. This will allow you to request a free credit report from that bureau.
(more…)

Read Full Post »

Care Credit just sent letters to many physician subscribers that use patient financing to inform them that they will no longer will be giving credit to non-plastic surgeon physicians doing aesthetic treatments. They are also limiting the amount of medical procedures they will finance on the card. Many users of Care Credit and the other well-known patient finance company, Chase Bank, have complained recently that many of their credits are being declined. This is especially difficult for a physicians bottom line in a time when many patients credit cards are charged up and cash maybe limited.
(more…)

Read Full Post »

CNN reports on the greedy credit card market. Between the banks and the credit card companies, most of us affected by the sins of those exact companies, find ourselves struggling just to pay the fees and bills. By passing reform but giving the companies 10 months to figure out how to continue to screw us. They’ve done just that. Go back over your statements in the last 10 months. If you are like most people, you found your credit lines decreased(for no reason- though if you called the company they always say your credit changed.) After intense arguing and showing them proof that it hadn’t, as I did, some actually would raise the limit back up. Most wouldn’t. Then, interest rate hikes, once again for no reason. But if you contacted them they always had a reason for that too. You’d have to be a credit expert to even understand what they were and are doing.
(more…)

Read Full Post »

Most people are disgusted and frustrated with the apparent lack of any ethics in the credit card industry. While people are struggling to survive and feed their families in this economic nightmare, Credit card companies have decreased credit lines for people, even when the person’s credit situation hasn’t changed. This happened to me. What did they do then?
(more…)

Read Full Post »

Many businesses are asking this same question. The problem is complex but can be answered as simply. Banks DO NOT have to lend to make money. They can sit on their deposits and shore up their resources to make more profits. Simple. They DON”T have to lend and they are not right now.
(more…)

Read Full Post »

ELFF: Confidence Slowly Returning to Equipment Finance Sector Monday, January 25, 2010 The Equipment Leasing & Finance Foundation released its Monthly Confidence Index for January, showing the industry’s own outlook on the sector remains essentially flat. Overall, confidence in the equipment finance market is 58.7, virtually the same as the December 2009 index of 58.8.
(more…)

Read Full Post »

Older Posts »