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Archive for the ‘Leasehould Improvement’ Category

If you are a veteran or spouse of a veteran that needs help starting a business, growing a business, or counseling the SBA has programs just for you. We support our military and hope this information will help.
If you try to secure a Patriot loan through your local bank and aren’t having much luck call or go to your local SBA office. For more information you can go to http://www.pfcfinance.wordpress.com and post a comment or question we will respond.

The U.S. Small Business Administration has announced the SBA’s Patriot Express Pilot Loan Initiative for veterans and members of the military community wanting to establish or expand small businesses.
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Care Credit just sent letters to many physician subscribers that use patient financing to inform them that they will no longer will be giving credit to non-plastic surgeon physicians doing aesthetic treatments. They are also limiting the amount of medical procedures they will finance on the card. Many users of Care Credit and the other well-known patient finance company, Chase Bank, have complained recently that many of their credits are being declined. This is especially difficult for a physicians bottom line in a time when many patients credit cards are charged up and cash maybe limited.
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CNN reports on the greedy credit card market. Between the banks and the credit card companies, most of us affected by the sins of those exact companies, find ourselves struggling just to pay the fees and bills. By passing reform but giving the companies 10 months to figure out how to continue to screw us. They’ve done just that. Go back over your statements in the last 10 months. If you are like most people, you found your credit lines decreased(for no reason- though if you called the company they always say your credit changed.) After intense arguing and showing them proof that it hadn’t, as I did, some actually would raise the limit back up. Most wouldn’t. Then, interest rate hikes, once again for no reason. But if you contacted them they always had a reason for that too. You’d have to be a credit expert to even understand what they were and are doing.
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Many businesses are asking this same question. The problem is complex but can be answered as simply. Banks DO NOT have to lend to make money. They can sit on their deposits and shore up their resources to make more profits. Simple. They DON”T have to lend and they are not right now.
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Often someone who leases a property will want to make improvements to that property, even though the property does not legally belong to them. With the owner’s permission they may choose to make leasehold improvements to the property to suit their needs.

This is often seen in places such as shopping centers where there are several stores involved. The company or corporation may lease the property with the understanding that they can build a shopping center on the property. The terms of the lease in this circumstance us usually a 99 year land lease.

This means that the person who is leasing the property will have access to the property for 99 years. At the end of the 99 years the property and all improvements will revert back to the property owner. (more…)

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